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Online Broker Comparison of the \Prime & Base Rates at BMO. Canada Prime Rate: %. CAD Deposit Reference rate: %. USD Deposit Reference rate: %. US Base Rate: % %. Interest to be charged is calculated on the monthly average debit balance in your BMO InvestorLine account during the period from the 22nd day. There is no online booking fee. We charge fees plus applicable taxes for BMO InvestorLine and BMO Nesbitt Burns Inc.: Member of the Canadian.