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Max Loan Amount The max loan amount is the largest sum a lender will give. And, unlike many lenders, Earnest offers several payment options, including repayment terms for five, seven, 10, 12 or 15 years. To help you navigate your options, we've compiled a list of the most competitive private student loan offerings currently available. Ascent: Best for borrower incentives. Autopay is not required to receive a loan from SoFi.
