HELOC Vs Home Equity Loan: Which is Better?

HELOC Vs Home Equity Loan: Which is Better?

hey what’s going on everyone this is Sam Kwak one of the Kwak Brothers, real estate investor and entrepreneur and in this video I’m gonna go and break down what are the main differences between a home equity line of credit versus a home equity loan which is better which one should you get we’re

Finance & Investment Tips : What Is the Definition of Expense Ratio?

Finance & Investment Tips : What Is the Definition of Expense Ratio?

This is financial adviser, Patrick Munro, talking about what is the definition of expense ratio. Expense ratio is just that. It’s where a company will look at its overall expenses relative to its overall income coming in and really divide the two. If expenses are down and income is up high, then the expense ratio

How To Pay Off Credit Card Debt When You Have No Money

How To Pay Off Credit Card Debt When You Have No Money

If there’s one question I’m constantly asked more than any other is: How can I pay off credit cards, when I’m thousand dollars in debt? At some point if feels like a horrible comedy, doesn’t it? Guess what? You need professional help. Believe it or not! You’ll partly get help from the credit companies themselves.

Finance & Investment Tips : What Is a Price-Earnings Ratio?

Finance & Investment Tips : What Is a Price-Earnings Ratio?

This is financial advisor, Patrick Munro, talking about what is the price earnings ratio. Price earnings ratio is a very common stock term that investors in CNBC and some of the major indexes will talk about. Primarily they’re looking at the price of a stock relative to its earnings potential for the investor. If an

Finance & Investment Tips : What Is a Bank Expense Ratio?

Finance & Investment Tips : What Is a Bank Expense Ratio?

This is financial advisor Patrick Munro discussing the term what is a bank expense ratio. Well, first you have to understand the term ratio. It means a fraction of a whole number. And a lot of banks like any other business are created by way of expenses that they have on their business. This maybe

DEBT episode 3: Why crises occur

DEBT episode 3: Why crises occur

We hebben gezien dat financiële bubbels zijn niet alleen maar goed voor de economie voordat ze knappen. Maar het allerergste is dat ze niet voor altijd door kunnen gaan. Wat de bubbel zal eindigen is dat door de stijgende schulden mensen steeds meer inkomsten moeten gebruiken voor het terug betalen van de schulden plus rente.

Mortgage Debt Causing Mental Health Issues in Older Australians

Mortgage Debt Causing Mental Health Issues in Older Australians

A new study by the Australian Housing and Urban Research Institute (AHURI) titled, ‘Mortgage stress and precarious home ownership: implications for older Australians’, shows that the burden of mortgage debt is leading to worsening mental health outcomes for older Australians. Along with decades of increasing house prices comes decades of increasing household debt. Although the

Melinda Harleaux: Down Payment Assistance Programs

Melinda Harleaux: Down Payment Assistance Programs

Hello my name is Melinda A Harleaux and I’m the branch manager out of the Ladera Heights office with New American Funding. The first program I’m going to talk about is called CalHFA. And CalHFA is designed to assist with the down payment as well as closing costs. Now whether you qualify will be based

HELOC Freeze: How and Why Banks Will Freeze It?

HELOC Freeze: How and Why Banks Will Freeze It?

hey what’s going on! In this video we’re gonna talk about how and why your bank could potentially freeze your home equity line of credit and how to prevent it from happening hey which one everyone this is Sam qua where the father’s real estate investor and in this video we’re gonna talk about how

Using Your Home to Get Out of IRS Debt

Using Your Home to Get Out of IRS Debt

Steve: I am jamming to the tunes and welcoming you back. Jim: [mocking Steve] Steve: That’s not easy to say! I am welcom-welcoming you back to the IRS–I had to say it again– Jim: Wow, chaos! Steve: [laughing] to the IRS Radio Hour I am your host, I am Attorney Steven Leahy and I am