Hello, and welcome to Your Money 2.0. I’m Thomas Fox, Community Outreach Director at Cambridge Credit Counseling. In our last episode we discussed the overall benefits of using a credit union versus a bank. If you recall, credit unions are founded on the Seven Cooperative Principles philosophy. These principles, which include open membership, democratic control,
I’m frequently asked, “What kind of printer should I buy as a new loan signing agent? And more specifically, what printer do I actually use in my office?” Well in short, you’ll need to get a dual tray laser printer. Being able to print legal and letter size paper is an absolutely requirement as a
– WELCOME TO A LESSON ON USING THE TI84 GRAPHING CALCULATOR TO DETERMINE A LOAN PAYMENT. THE GOAL OF THE VIDEO IS TO DETERMINE THE LOAN PAYMENT FOR A FIXED INSTALLMENT LOAN ON THE TI84. INSTALLMENT BUYING IS WHEN YOU PURCHASE SOMETHING TODAY WITH A LOAN THAT YOU PAY BACK WITH EQUAL PAYMENTS OVER A
I’m frequently asked, “What is a TRID disclosure?” (or, T R I D) Now, there are courses out there that will charge you for TRID training but I’m going to train you in this video for absolutely free. So, what is TRID? Now I can’t talk about TRID without talking about the CFPB, or Consumer
Student loans. Debt is at an all-time high. And it’s almost impossible to get out of it. So what can be done? Welcome to America Uncovered. I’m Chris Chappell. Student loan debt in America is at an all-time high. 44 million people owe almost $1.5 trillion dollars to the federal government. That amount has increased
– [Narrator] Compared to other careers, teachers have the most options for student loan forgiveness. That’s awesome. But it can also be confusing. With so many programs and requirements, student loan forgiveness for teachers is a complicated subject. Get it, subject? Ah, sorry, lame teacher joke. If you’re a teacher, you have four main programs
– WELCOME TO A LESSON ON SIMPLE INTEREST DISCOUNTED LOANS. A DISCOUNTED LOAN IS A LOAN THAT COLLECTS INTEREST FROM THE AMOUNT OF THE LOAN OR FACE VALUE OF THE LOAN WHEN THE LOAN IS MADE. THE INTEREST IS ADDUCTED FROM THE LOAN AMOUNT, SO YOU DON’T ACTUALLY RECEIVE THE FULL LOAN AMOUNT OR FACE
♪ ♪>>Asha: Do you know what your credit score is?>>Yes, I do. >>It’s actually… It’s good. >>Asha: Do you want to say it?>>No! It’s good! It’s a good credit score. It’s above average.>>Asha: Your credit score. It used to be taboo. Now it’s out in the open. And how did you find it out?>>Credit karma.