What is the difference between debt vs equity funding?

What is the difference between debt vs equity funding?

A bank these days can lend upto 80% of the total cost of the project (land + permits + construction + sales). This means in order to make a project possible a developer only needs to come up with 20% of the money required themselves, with the rest being borrowed. A good project needs to

BLender Loans Between People

BLender Loans Between People

Up till now, people in need of a loan came across a great deal of promises and especially high interest rates from credit providers and tedious complex bureaucracy at various lending Institutes. Meanwhile, people with some spare money don’t have many options to gain attractive interest rates on it. Now, imagine a place where on

How Ohio Solved Payday Loan Reform

How Ohio Solved Payday Loan Reform

When I was in the military, I ran into some trouble. I think the ball joints went out of my four-by-four truck. At the time, I really didn’t have a whole lot of credit. And some friends of mine had told me about this place. I went in. They gave me what I needed. But

China’s Trillion-Dollar P2P Loan Industry Goes Bust

China’s Trillion-Dollar P2P Loan Industry Goes Bust

On this episode of China Uncensored, it turns out that lending money to strangers on the internet can be kind of risky. Hi, welcome back to China Uncensored. I’m your host, Chris Chappell. It’s scarier than Jurassic Park. More terrifying than Jaws. And way more…serious than The MEG. It’s the peer-to-peer loan crisis in China.

Life of Debt? How to: Obliterate Debt, Accumulate Wealth, and Retire Rich | Learn Liberty

Life of Debt? How to: Obliterate Debt, Accumulate Wealth, and Retire Rich | Learn Liberty

It is an abomination. The Department of Education is a profit-making entity. Student loan debt now exceeds credit card debt. More than a third of college loans are delinquent. Forget about delinquencies. Let’s talk about default rates. The federal government is now hiring private creditors to harass students to pay back their federally subsidized loans.

$500k Of Student Debt In 37 Seconds

$500k Of Student Debt In 37 Seconds

(playful instrumental music) – I am in student debt. I have $25,000 in student debt. – $21,000. – $33,000. – I’m about $42,000 in debt right now. – $12,000 of student loan debt. – $30,000. – Say at least $10,000. – Almost $50,000. – 20 or 22. – $23,000 – At least $200,000. Yeah. –

Mortgage Total Debt Service Ratio I Dave Fullerton I Langley, BC

Mortgage Total Debt Service Ratio I Dave Fullerton I Langley, BC

Hi everyone in this installment of our summer patio series, I’m going to talk about the second important Ratio that is used in your mortgage application it’s called total debt service ratio or TDS Now earlier we talked about and defined what gross debt service ratio is. Iin this case we take that calculation, all

Mortgage Gross Debt Service Ratio I Dave Fullerton I Langley, BC

Mortgage Gross Debt Service Ratio I Dave Fullerton I Langley, BC

Hi everyone, this is Dave Fullerton and in this installment of our summer patio series I’m going to explain what gross debt service ratio is or GDS? When you are completing an application and we submit it for lender approval we have to show the mortgage payment plus heat, property taxes and in the case