They say, ‘Time is money,’ but what does one really have to do with the other? Meet Sheila! She just got her first big bonus. Sheila knows exactly what she wants to do with that money. She’s had her eye on a nice convertible for a while now. Yes, Sheila, that’s a nice car! Oh,
This is financial advisor Patrick Munro talking about why consolidate loans. It’s important to look at credit cards and loans on an ongoing basis, and realize that it’s not important to carry a bunch of outstanding loans. It’s better to carry a few loans and get the best available rates on each and every loan.
Congratulations. You’re ready for college. Now, let’s talk student loans. A student loan is a type of loan used to pay for post-secondary education, and is repaid over time. The two types of student loans are federal and private. A federal loan is funded by the government, typically with better fixed rates and repayment plans.
This is Financial Advisor Patrick Munro, talking about personal loans to pay off credit cards. Many times, individuals will have various credit cards that accrue, and they have a higher rate of interest as normally is due with a credit card. And as a result they end up finding it difficult to pay all the
What would you say is your relationship with money in two words? Oh. Kay. What’s up everyone? My name is Ashwin Khurana, and I’m here with Intuit. Welcome to What the Finance. So, what would you say is your relationship with money? Well, I like money and I like to spend money, but I think
[SNAP] [MUSIC PLAYING] Credit cards are a way of life for most consumers, with Americans building up billions of dollars of debt each year. Credit cards have their origins in the early 1900s, when department stores began offering lines of credit to their best customers. The patron would make a purchase without putting money down.
We’re gonna have another catastrophe sooner than later It’ll be bigger than 2008 but the next one’s gonna be strike three, we’ve had two warnings. They’ve been ignored the third time It’s game over We are entering a period of financial crisis that is the greatest the world has ever known The wealth transfer that
Hi, my name is John Ulzheimer, and I’m a credit expert who contributes to CreditCardInsider.com. Today’s question is: What is an APR? So an APR, well APR is an acronym that stands for annual percentage rate. And an annual percentage rate is a single percentage that represents the actual yearly cost of servicing some form
According to a study published by UBS, Munich ranks worldwide number 2 of cities with highest bubble-risk-indicator. Congratulations! The potential of a bubble is driven by a context of very low interest rates. Does this mean that we are currently in a bubble? Not necessarily. But the risk is high and here is why. In
This is financial adviser Patrick Munro, discussing, what are mutual fund expense ratios. Mutual funds are offered by financial institutions, banks, credit unions, and brokerage houses. They’re great opportunities for the public to take advantage of investing. But there are expenses that these companies take on in offering these investments to the general public. And