Refinancing A Home: What Banks DON’T Want you to know…

Refinancing A Home: What Banks DON’T Want you to know…

Hey What’s going on everyone! If you’re looking to refinance your home or refinance your mortgage. In this video, I’m going to show you guys why you want to reconsider refinancing your mortgage or refinancing your home And if you’re having a conversation with your mortgage broker or lender that’s telling you can save money

Taking Advantage of Your Home’s Equity: Robins Financial Credit Union

Taking Advantage of Your Home’s Equity: Robins Financial Credit Union

If you are a homeowner, and you are in need of borrowing money then you’ve probably heard about “home equity loans.” But what is home equity? Simply put, home equity is the market value of your home, less any remaining debt you owe on the home. In other words, if you were to sell the

Credit & Debt Consolidation : Increase Credit Rating

Credit & Debt Consolidation : Increase Credit Rating

This is financial adviser Patrick Munro talking about various ways to increase your credit rating. America operates on credit and the better your rating is the better lifestyle you can have as long as you honor credit in a responsible way. Credit is developed by a credit score. There are credit reporting agencies that banks

Credit & Debt Consolidation : Re-Mortgaging & HELOCs

Credit & Debt Consolidation : Re-Mortgaging & HELOCs

This is Patrick Munro financial adviser talking about remortgaging for debt consolidation. If you are a home owner and you have a mortgage payment and all that goes with carrying a home, many times you also have credit card debts that roll into your overall view. You can do yourself a favor because you have

Home Equity Loan vs Home Equity Line of Credit (HELOC) – Which is Better?

Home Equity Loan vs Home Equity Line of Credit (HELOC) – Which is Better?

Deidre Woollard: There’s often debate around using home equity loans versus HELOCs, home equity lines of credit. Which one is right for you? Let’s break down the pros, cons, and best use cases for each. I’m Deidre Woollard, editor of Millionacres, and today we are talking about home equity loans and HELOCs. There’s often confusion

Credit & Debt Consolidation : Easiest Way Out of Debt

Credit & Debt Consolidation : Easiest Way Out of Debt

This is Patrick Munro, financial adviser, talking about the easiest way to get out of debt. The easiest way to get out of debt is not to get into debt in the first place. But many Americans in this society that we live in with instant gratification have received debt and of course received more

Credit & Debt Consolidation : Debt Consolidation Pros & Cons

Credit & Debt Consolidation : Debt Consolidation Pros & Cons

This is Patrick Munro financial adviser talking about the pros and cons of consolidating debt. Certainly the pros lay in this. If you have a lot of debt you are not able to build wealth. But there’s good debt and there’s bad debt. So you have to look at the subtleties of the overall situation.

Credit & Debt Consolidation : Credit Card Debt Elimination

Credit & Debt Consolidation : Credit Card Debt Elimination

This is Patrick Munro talking about the benefits of credit card debt elimination. Debt is normally something that you want to eliminate from your life. However, it is a necessity of life, many times. So, we have to learn to accrue more savings, as opposed to debt. If you have credit card debt, make sure

Credit & Debt Consolidation : Interest-Free Debt Consolidation

Credit & Debt Consolidation : Interest-Free Debt Consolidation

This is Patrick Munro financial adviser talking about is there interest free debt consolidation available. There are two types of debt, there are good debts which is mortgage debts, and tax deductible debt and then there is bad debt which is normally credit card and consumer debt. So the answer to the question is this,

Credit & Debt Consolidation : Secured Debt Consolidation

Credit & Debt Consolidation : Secured Debt Consolidation

This is Patrick Munro talking about secured debt consolidation. Many times people get in over their heads when it comes to consumer and credit card debt. There are opportunities for you to relieve the pressure that oftentimes comes with this type of credit exposure. The way to do it if you’re a home owner is