Payday Loans — And How to Fix Them

Payday Loans — And How to Fix Them

This is Jennifer She took at 375 dollar payday loan to cover some bills, but it ended up ruining her budget and she’s not the only one. 12 million Americans use payday loans every year. It’s not hard to see why people like Jennifer are drawn to pay day loans. They look like two-week loans

Broke, Busted, and Disgusted – The Student Loan Crisis with Adam Carroll

Broke, Busted, and Disgusted – The Student Loan Crisis with Adam Carroll

Adam Carroll joins me today, the co-creator and writer of the documentary, Broke, Busted and Disgusted: The true talk cost of college and host of the podcast, Build a Bigger Life. In the past decade, Adam has delivered financial literacy programs on over 600 college campuses, hundreds of leadership symposiums and countless local and regional

Add a Credit Card Account | Getting Started with YNAB | Lesson 1.5

Add a Credit Card Account | Getting Started with YNAB | Lesson 1.5

(light music) – Let’s talk about credit cards because they are a little different, they don’t have a positive balance like checking and savings that feeds the budget. In fact, more often than not they have a negative balance that’s waiting to be paid off. So the setup has a few extra steps, but it’s

Budget for Credit Cards | Getting Started with YNAB | Lesson 3.7

Budget for Credit Cards | Getting Started with YNAB | Lesson 3.7

(upbeat music) – Credit cards are an interesting way to spend money. Let’s think about that for a second. When you spend money on a credit card, you’re not actually paying for anything. The credit card company is paying for that thing for you, and then eventually you pay them back. And that’s great, right,

Make a Credit Card Payment | Getting Started with YNAB | Lesson 4.6

Make a Credit Card Payment | Getting Started with YNAB | Lesson 4.6

(light upbeat jazz music) – I remember the mental math aerobics that I used to do before paying my credit card bill. I knew I had money available for the payment, but I was always a little unsure how much exactly I could send. What if I didn’t have enough to pay my rent next

Extra: Start with a Sound Financial Lifestyle

Extra: Start with a Sound Financial Lifestyle

(music) If you haven’t already, you should use the very first money you save to establish a sound financial lifestyle, before investing for your future. This will be our checklist. Hopefully you are saving money from every paycheck. If you are not saving 15%, save whatever you can. Start from wherever you are. Some people

The LIES of Credit Card Interest

The LIES of Credit Card Interest

Hey guys! Justin Conroy here and in this video I want to show you how credit card companies determine your monthly statement, how they calculate the interest that you pay, and most importantly, how they’re lying to you about how much interest you are actually paying. So, the first thing that I want to cover

7 Steps to Financial Freedom 💸 Money Tips ft. SugarMammaTV

7 Steps to Financial Freedom 💸 Money Tips ft. SugarMammaTV

Hey guys! Welcome back to Lavendaire. Today I have a special guest for you. This is Ms. Canna Campbell from SugarMammaTV. She’s a financial advisor, a money guru. She talks about minimalism as well on her channel, so check her out at SugarMammaTV. Today she’s gonna share the things that all people should know about

Reusable Products That Save Me Money

Reusable Products That Save Me Money

– I, oh man! Oh, shoot! Darn it! Dang it! Poop! Cheese! Welcome to The Budget Mom YouTube channel, I’m Kumiko Love from thebudgetmom.com and today we’re talking about something a little bit different. A couple months ago, I decided to make a pretty big switch in my house. I went away from a Keurig