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Top 10 Certificates of Deposit (CD) Accounts for May 2024The highest current CD rates in California are near or slightly above % APY and tend to be offered on terms of six to 24 months. One-year. Top Local Branch Rates ; %. Poppy BankPremier Online Savings � %. First Foundation Bank ; %. Together Credit Union (MO)Empower Checking � %. PNC. Sacramento, California CD Rates ; Beal Bank USA. %. $1, ; Bank of America, National Association. %. $, ; JPMorgan Chase Bank.