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?? BMO Harris Mortgage Review: Pros and Cons of Home FinancingCompare mortgage interest rates and terms and find a mortgage that suits your needs. We're here to help with your home buying needs. Prime & Base Rates at BMO. Canada Prime Rate: %. CAD Deposit Reference rate: %. USD Deposit Reference rate: %. US Base Rate: % %. Explore mortgage loan types, current rates, and calculate your monthly payments. BMO will help you get the mortgage that works for you.