Pay day loans are emergency loan products of relatively small sums created for short-term financial issues only and can become an expensive product if used for long-term purposes. The owner and user of loansnearme.org is not a lender and is not involved into making credit decisions associated with lending or making loan offers. Instead, the website is designed only for a matching service, which permits the users contact with the lenders and third parties.

The website does not charge any fees for its service, nor does it grant any individual to initiate contact with one of the lenders or third parties or accept any loan service or product provided by the lenders. All the data concerning short-term loan products and the industry is presented on the site for information purposes only. Loansnearme.org does not endorse any particular lender, nor can it represent or is accountable for the actions or in-actions of the lenders.

Loansnearme.org does not collect, store or has access to the information about the fees and charges associated with the contacting lenders and/or any loan products. Short-term loans are not available in all the states. Not every lender in the network provides loans up to $1, 500. Loansnearme.org cannot ensure that the user of the website will be approved by any lender or for any credit product, will be matched with a lender, or if matched, will receive a short-term loan offer on the conditions requested in the online form.

Lenders may need to perform credit check via one or more credit bureaus, including but not limited to major credit bureaus in order to determine credit stability and the scopes of credit products to offer. The lenders in the network may need to perform additional verifications, including but not limited to interpersonal security number, driver certificate number, national ID or other identification documents. The conditions and scopes of loan products vary from lender to lender and can be based upon numerous factors, including but not limited to the state of residence and credit position of the applicant, as well as the conditions identified by each lender individually.