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How To Activate BMO Debit/Credit Card In 2024?Free. For deposits, withdrawals, transfers or balance inquiries. All transactions may not be available at all BMO. ATMs or at Participating ATMs. Non-BMO ATM. This Deposit Account Disclosure and Bank Fee Schedule and the Deposit Account Agreement for Personal and Business. Accounts (�Agreement�) are part of the. Sorry Sinead5, I'm with CIBC too. I emailed them yesterday. They confirmed a $3 fee plus % service charge. Perhaps you could email BMO for.