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BMO - Credit Card vs. Credit Line for Your Small BusinessSet up automatic monthly payments or one-time payments from any deposit account with any US financial institution. Access 24 months of eStatements and go. Step-by-Step Process for Accessing Your Line of Credit Online � Visit the BMO online banking website. � Login using your card number and password. A line of credit is a form of revolving credit that lets you borrow money when you need it, up to a predetermined amount.