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BMO Bank Review - Is It Worth It? (2024)Cannot visit a BMO Branch for support. Insider's Take. With no minimum opening deposit or monthly fees, BMO's savings accounts are affordable. Even though I've signed up for mobile "suspected fraud" alerts on more than one occasion, they don't contact me. By the time something gets declined and I. Bank on the go from your Android� smartphone anywhere, anytime with the BMO Digital Banking app. We've updated the design for a cleaner look that's even.