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How Much House Can You Actually Afford? (By Salary)Use our mortgage calculator to find out how much mortgage you can get based on your Salary. Calculate your affordability today. That means that if you earn $80, per year, you should spend about $26, per year on housing. That translates to roughly $2, per month. Typically, lenders consider lending between times your salary, though some may extend to 6 times depending on your situation.
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