Hey Duane here with how to build credit TV. And in this video I’m gonna show you the credit card application for the bank of America credit card or the Bank of America cash rewards credit card but before we get started I have a quick message. Once again my name is Duane with how to build credit TV and on this channel we talk about everything you need to know about credit. We also talk about how to get cash back actual cash money from using credit cards, as well as credit card reviews. If this sounds like something which you’re interested be sure to subscribe to our channel by clicking the word subscribe below this video to the right and click the notification bell so you don’t miss a thing. Okay so Bank of America actually has quite a bit of credit cards that are pretty decent. So the one that I’m applying for in this video is the Bank of America cash rewards credit card. This particular credit card actually has a sweet sign of bonus of two hundred dollars after you spend five hundred dollars within the first three months. You’re also able to get back 3% on gas 2% on groceries and wholesale clubs and 1% on everything else. So this is a pretty cool card and that’s why I applied for this card. So stay with me I’m gonna jump on my laptop and show you the application process for the Bank of America cash rewards credit card. Okay so as you can see we’re at the bank of America website to have a look at the bank of America credit card. Actually the Bank of America cash rewards cards that’s a card I’m gonna apply for this is the fifth credit card I’ve applied for in the last couple of days. Today’s date is August the 30th today is Thursday so I’m gonna go ahead and apply for this card quickly here. There’s a really awesome signup bonus that this card has, it has $200 cash back after you spend five hundred dollars. So I am really interested in that and the fact that they have a three percent on gas and there is also 2% on groceries and 1% on all your other purchases. So this is probably gonna be the last credit card that I’m gonna apply for in a while so bare with me as I fill out this application here. So I’m gonna go ahead and get started on this application. So the last couple of days I’ve filled out several applications for credit cards. I did, initially I did the American Express blue cash everyday card that was a very first one that I did. I think I did that last Friday. Then after that one I did the Discover card. I wanted basically to get a Discover card because I have the discover it secured card and they were giving me a really hard time about upgrading my card so I went ahead and got a credit card from them. And I got approved for that one the credit limit on that card was $5,000 and the credit limit on the American Express card was $7,000. I was really excited about reestablishing a relationship with American Express it had been a long time since I was able to have a credit card with American Express. Actually I probably could have gotten a card sooner but I just wasn’t my credit score wasn’t good enough and I wasn’t in a position to really try to get a card so I just didn’t worry about it. So anyway I’m gonna go ahead and like I said fill this information out here right in front of you guys and I’m going to try to go as quickly as I can as I talk to you guys at the same time. So hopefully there aren’t a lot of pages to this particular application that would make it a lot easier. So after I applied for the Discover card, I applied then for the u.s. bank visa signature card. And then after that one I applied for the Citibank double cash card. So those are the cards that I applied for and this is going to be the last one that I’m gonna apply for in a long time. Probably at least a year and a half to possibly two years. So the reason why I’m not applying for other cards is because I am not really going to be traveling soon so that’s why I didn’t you know apply for different travel cards. I know people are wondering well aren’t you applying for travel cards so I’m not gonna be doing a lot of traveling really soon so therefore I’m not really interested in doing that at this moment. So that would explain that. I’m having a hard time with this application on this page here. Thank you for being patient with me. Alright let’s see if it works this time. So this page is loading eventually here. They’re asking me to review my information of course this will all be blocked out you guys you won’t get to see any of this wonderful stuff here. And I’m going to submit all right reviewing information this may take a few moments to complete. So I am I’m pretty sure that I should get approved of this card. I did fill out the pre-qualification to see if I had qualified to get a particular card from Bank of America and I’m excited about getting it back for America credit card because you know Bank of America is a pretty big Bank. It’s definitely one of the top three banks so I’m really excited about that. Okay I’m not quite sure why I got this particular page, but they basically are saying that my application is in review. Which kind of ruined this video but I’ll keep you guys posted and let you know what the outcome is to this particular application. Okay so as you can see I wasn’t able to finish the application process on the computer. What ended up happening was Bank of America actually had to send me an email letting me know more details about my application. So I’ll put the email on the screen right now so that you can see that I was approved for this particular card and my credit limit is $4,500. So when I applied for this card this was the fifth card that I had applied for within about a week. So I did two cards on one day I think I did the American Express and Discover card on one day. And then I waited like two days and then I did the Citibank double cash card and then the US bank cash plus something like that and then I did this video the Bank of America cash rewards credit card. So I was kind of kicking myself and I was like man I should have just applied for all five cards in the same day so then when they pull my credit report it doesn’t look like hey I applied for two cards here and then I applied for another two cards here and then why am I applying for yet another card. So I wasn’t sure if that’s why they had to review my account more because of that. But in the future I’m definitely going to apply for all my credit cards on the same day so that all of it kind of hits my credit report at the same time and it doesn’t look suspicious like why is this guy getting more credit like what’s the point okay. So anyway thank you so much for watching this video. If you liked the video please be sure to give it a thumbs up it helps our channel quite a bit. And if you want share this video with somebody that may find it useful please feel free to do so as well. If you haven’t subscribe to the channel, consider subscribing to the channel because on this channel we talk about everything you need to know about credit. Whether you’re looking to establish credit, build credit, rebuild credit or learn more about the FICO score and how it is comprised so you can increase your credit score. We also talk about how to get cash back actual cash money from using credit cards as well as credit card reviews. If this sounds like something in which you’re interested be sure to subscribe to our channel and click that notification bell so you don’t miss a thing. Once again my name is Duane with how to build credit TV and I approve this video. I’ll see you in the next video. Until next time take care and be blessed. Peace!